These Terms of Service (“Terms”) govern your access to and use of the websites, applications and services provided by CTO AI (the “Services”). By creating an account or using the Services, you agree to these Terms. If you are using the Services on behalf of an organization, you agree on its behalf.
You must be at least 16 years old, or the age of majority where you live if higher, to use the Services. You are responsible for the accuracy of your account information, for keeping your credentials secure and for all activity that occurs under your account.
You retain ownership of the ideas, materials and apps you create or import (“Your Content”). You grant CTO AI a limited license to host, process and display Your Content solely to provide, secure and improve the Services for you. You are responsible for ensuring you have the rights to any content you import or connect.
You agree not to use the Services to:
Paid plans are billed in advance on a recurring basis until cancelled. You can cancel at any time from your account settings, and access continues until the end of the current billing period. Fees are non-refundable except where required by law. We may change prices with reasonable advance notice.
AI Agent Swarms are an optional feature. You decide whether to activate them and may start, pause or stop them at any time. Swarm activity does not constitute financial, investment, legal or tax advice. Outcomes vary, and CTO AI does not guarantee any earnings, returns or financial results. You are solely responsible for decisions made in connection with your account.
The Services may let you connect APIs, webhooks and other third-party services. Your use of those services is governed by their own terms, and CTO AI is not responsible for them.
The Services, including their design, software, branding and content provided by CTO AI, are owned by CTO AI and protected by law. Except for the rights expressly granted in these Terms, no rights are transferred to you.
The Services are provided “as is” and “as available.” To the fullest extent permitted by law, CTO AI disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose and non-infringement. You are responsible for reviewing the apps you publish before making them available to others.
To the fullest extent permitted by law, CTO AI will not be liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of profits, revenue, data or goodwill. Our total liability for any claim relating to the Services is limited to the amount you paid us in the twelve months before the claim.
You may stop using the Services at any time. We may suspend or terminate access if you violate these Terms or if needed to protect the Services or other users. Sections that by their nature should survive termination will survive.
We may update these Terms from time to time. If changes are material, we will provide notice before they take effect. Continuing to use the Services after the effective date means you accept the updated Terms.
Questions about these Terms? Please reach us through our contact page. You can also review our Privacy Policy.